The agents at BES & Associates Insurance serving the Walford, MD area realize that your home is more than likely one of the largest investments you and your family will make. This is the reason they want to help you protect yourself with a home insurance policy.
Do You Need Home Insurance in Maryland?
While the state of Maryland does not require homeowners to have a home insurance policy, most banks and mortgage companies do require you to have a policy until your mortgage is paid off. Even if you no longer owe money for your house, it is still imperative to have a home insurance policy to protect your home if disaster strikes.
What Does Home Insurance Cover?
Nearly all home insurance policies cover the structure of your house along with the contents inside. The contents inside can include not only your clothing and other personal belongings but your electronics, furniture, appliances, and more. This is so important if your home is destroyed by a fire or even a natural disaster. You never know what is going to happen in the future, which is the reason home insurance is so important.
For instance, if your house is vandalized or robbed, a home insurance policy will help you replace lost items and repair anything that is damaged. You can even secure a home insurance policy that will protect your house as well as other structures on your property, including fences, sheds, and garages.
Home insurance can also help you out if someone is injured at your home. It can help pay for their medical bills and keep you from dealing with a potential lawsuit.
Most insurance policies do not include floods or earthquakes, but you can add these to your home insurance policy if needed.
Contact Us Today
Call upon the experienced and knowledgeable home insurance agents at BES & Associates Insurance serving the Walford, MD area for all of your home insurance needs.