Do College Students Need Their Own Auto Insurance Policy?

If you’re a Maryland driver, you’re required to carry auto insurance. Our team at BES & Associates Insurance can help you find a policy that suits your needs. If you live near Walford, MD, please visit our office to learn about your insurance options. We’ve been working with Maryland drivers like you since 1992.

Do College Students Need Their Own Auto Insurance Policy?

Most parents with newly driving teens add them to their own auto insurance policy. But you may wonder whether a teen heading to an out-of-state college needs a separate policy of their own. In most cases, this depends on which address your child uses and whether a vehicle is registered in their name. Generally speaking, if your child continues to use your home address as their primary address, they can typically remain on your existing policy.

It’s also worth reaching out to your child’s college to ask about their rules regarding on-campus driving. Some schools don’t allow underclassmen to drive on campus at all, meaning students living in dorms may not need their own policy. If you do decide to purchase a separate policy for your child, it’s still a good idea to keep their name on your own policy as well, since they’re likely to drive during visits home. If you have any questions about auto insurance, please contact one of our experienced agents for assistance.

Call Us for Your Appointment Today

Don’t take a chance by driving without auto insurance. Our team at BES & Associates Insurance will help you find a policy within your budget. Drivers near Walford, MD, have discovered that we provide excellent customer service. Call us today for your appointment.