{"id":97,"date":"2026-10-30T00:00:00","date_gmt":"2026-10-30T06:00:00","guid":{"rendered":"https:\/\/www.besinsurance.com\/blog\/?p=97"},"modified":"2026-10-16T15:55:11","modified_gmt":"2026-10-16T21:55:11","slug":"do-college-students-need-their-own-auto-insurance-policy","status":"publish","type":"post","link":"https:\/\/www.besinsurance.com\/blog\/do-college-students-need-their-own-auto-insurance-policy\/","title":{"rendered":"Do College Students Need Their Own Auto Insurance Policy?"},"content":{"rendered":"<p>If you&#8217;re a Maryland driver, you&#8217;re required to carry auto insurance. Our team at BES &amp; Associates Insurance can help you find a policy that suits your needs. If you live near Walford, MD, please visit our office to learn about your insurance options. We&#8217;ve been working with Maryland drivers like you since 1992.<\/p>\n<h2>Do College Students Need Their Own Auto Insurance Policy?<\/h2>\n<p>Most parents with newly driving teens add them to their own auto insurance policy. But you may wonder whether a teen heading to an out-of-state college needs a separate policy of their own. In most cases, this depends on which address your child uses and whether a vehicle is registered in their name. Generally speaking, if your child continues to use your home address as their primary address, they can typically remain on your existing policy.<\/p>\n<p>It&#8217;s also worth reaching out to your child&#8217;s college to ask about their rules regarding on-campus driving. Some schools don&#8217;t allow underclassmen to drive on campus at all, meaning students living in dorms may not need their own policy. If you do decide to purchase a separate policy for your child, it&#8217;s still a good idea to keep their name on your own policy as well, since they&#8217;re likely to drive during visits home. If you have any questions about auto insurance, please contact one of our experienced agents for assistance.<\/p>\n<h2>Call Us for Your Appointment Today<\/h2>\n<p>Don&#8217;t take a chance by driving without auto insurance. Our team at BES &amp; Associates Insurance will help you find a policy within your budget. Drivers near Walford, MD, have discovered that we provide excellent customer service. Call us today for your appointment.<\/p>\n<hr \/>\n","protected":false},"excerpt":{"rendered":"<p>If you&#8217;re a Maryland driver, you&#8217;re required to carry auto insurance. Our team at BES &amp; Associates Insurance can help you find a policy that suits your needs. If you live near Walford, MD, please visit our office to learn about your insurance options. We&#8217;ve been working with Maryland drivers like you since 1992. Do [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[19,9,20,21,15],"class_list":["post-97","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-auto","tag-bes-associates-insurance","tag-insurance","tag-md","tag-walford"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.5 - aioseo.com -->\n\t<meta name=\"description\" content=\"If you&#039;re a Maryland driver, you&#039;re required to carry auto insurance. Our team at BES &amp; Associates Insurance can help you find a policy that suits your needs. If you live near Walford, MD, please visit our office to learn about your insurance options. We&#039;ve been working with Maryland drivers like you since 1992. 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