{"id":26,"date":"2023-10-20T00:00:00","date_gmt":"2023-10-20T06:00:00","guid":{"rendered":"https:\/\/www.besinsurance.com\/blog\/?p=26"},"modified":"2023-11-01T15:58:49","modified_gmt":"2023-11-01T21:58:49","slug":"why-everyone-needs-flood-insurance","status":"publish","type":"post","link":"https:\/\/www.besinsurance.com\/blog\/why-everyone-needs-flood-insurance\/","title":{"rendered":"Why Everyone Needs Flood Insurance"},"content":{"rendered":"<p>When it comes to floods, many people don&#8217;t think much about them until they happen. That&#8217;s often when people find out that their home insurance doesn&#8217;t cover them against floods. This can be a terrible realization when people are left with all of the bills for the repairs needed. To avoid that situation, it&#8217;s important for all homeowners to have flood insurance. To get your coverage, call us at&nbsp;BES &amp; Associates Insurance in&nbsp;Walford, MD.&nbsp;<\/p>\n<h2>Flooding and Flood Zones<\/h2>\n<p>Flooding is most prevalent in areas that have been designated as flood zones. These often come with a rating for how many years average in between floods. Those who own homes within those zones are generally required to have flood insurance. If you live in a flood zone, you should never be without it. However, if you don&#8217;t live in a flood zone, you still need to have this insurance. Among all of the claims that come in for flood damage, about 20% of them are from non-flood areas that aren&#8217;t in a zone. There are many weather events that can cause this, and it can be extremely destructive to homes.&nbsp;<\/p>\n<h3>The National Flood Insurance Program<\/h3>\n<p>This is a national program backed by the government that offers flood insurance. It&#8217;s guaranteed to cover your flood damage because of that backing and support. The program makes flood insurance available across the country, and it sets a flat price for the insurance. No matter where you get the coverage, the price will be that same set amount. If you don&#8217;t have this coverage, you run the risk of flood damage that will be hard to pay for.&nbsp;<\/p>\n<h3>Get Your Flood Policy<\/h3>\n<p>Don&#8217;t be without this important insurance coverage. Call us at&nbsp;BES &amp; Associates Insurance in&nbsp;Walford, MD to find out more.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When it comes to floods, many people don&#8217;t think much about them until they happen. That&#8217;s often when people find out that their home insurance doesn&#8217;t cover them against floods. This can be a terrible realization when people are left with all of the bills for the repairs needed. To avoid that situation, it&#8217;s important [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[9,10],"class_list":["post-26","post","type-post","status-publish","format-standard","hentry","category-flood-insurance","tag-bes-associates-insurance","tag-walford-md"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.besinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/26","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.besinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.besinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.besinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.besinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=26"}],"version-history":[{"count":1,"href":"https:\/\/www.besinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/26\/revisions"}],"predecessor-version":[{"id":27,"href":"https:\/\/www.besinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/26\/revisions\/27"}],"wp:attachment":[{"href":"https:\/\/www.besinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=26"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.besinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=26"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.besinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=26"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}