{"id":26,"date":"2023-10-20T00:00:00","date_gmt":"2023-10-20T06:00:00","guid":{"rendered":"https:\/\/www.besinsurance.com\/blog\/?p=26"},"modified":"2023-11-01T15:58:49","modified_gmt":"2023-11-01T21:58:49","slug":"why-everyone-needs-flood-insurance","status":"publish","type":"post","link":"https:\/\/www.besinsurance.com\/blog\/why-everyone-needs-flood-insurance\/","title":{"rendered":"Why Everyone Needs Flood Insurance"},"content":{"rendered":"<p>When it comes to floods, many people don&#8217;t think much about them until they happen. That&#8217;s often when people find out that their home insurance doesn&#8217;t cover them against floods. This can be a terrible realization when people are left with all of the bills for the repairs needed. To avoid that situation, it&#8217;s important for all homeowners to have flood insurance. To get your coverage, call us at&nbsp;BES &amp; Associates Insurance in&nbsp;Walford, MD.&nbsp;<\/p>\n<h2>Flooding and Flood Zones<\/h2>\n<p>Flooding is most prevalent in areas that have been designated as flood zones. These often come with a rating for how many years average in between floods. Those who own homes within those zones are generally required to have flood insurance. If you live in a flood zone, you should never be without it. However, if you don&#8217;t live in a flood zone, you still need to have this insurance. Among all of the claims that come in for flood damage, about 20% of them are from non-flood areas that aren&#8217;t in a zone. There are many weather events that can cause this, and it can be extremely destructive to homes.&nbsp;<\/p>\n<h3>The National Flood Insurance Program<\/h3>\n<p>This is a national program backed by the government that offers flood insurance. It&#8217;s guaranteed to cover your flood damage because of that backing and support. The program makes flood insurance available across the country, and it sets a flat price for the insurance. No matter where you get the coverage, the price will be that same set amount. If you don&#8217;t have this coverage, you run the risk of flood damage that will be hard to pay for.&nbsp;<\/p>\n<h3>Get Your Flood Policy<\/h3>\n<p>Don&#8217;t be without this important insurance coverage. Call us at&nbsp;BES &amp; Associates Insurance in&nbsp;Walford, MD to find out more.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When it comes to floods, many people don&#8217;t think much about them until they happen. That&#8217;s often when people find out that their home insurance doesn&#8217;t cover them against floods. This can be a terrible realization when people are left with all of the bills for the repairs needed. To avoid that situation, it&#8217;s important [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[9,10],"class_list":["post-26","post","type-post","status-publish","format-standard","hentry","category-flood-insurance","tag-bes-associates-insurance","tag-walford-md"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"description\" content=\"When it comes to floods, many people don&#039;t think much about them until they happen. That&#039;s often when people find out that their home insurance doesn&#039;t cover them against floods. This can be a terrible realization when people are left with all of the bills for the repairs needed. To avoid that situation, it&#039;s important\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.besinsurance.com\/blog\/why-everyone-needs-flood-insurance\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.10\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | BES &amp; Associates Insurance -\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Why Everyone Needs Flood Insurance - Blog | BES &amp; Associates Insurance\" \/>\n\t\t<meta property=\"og:description\" content=\"When it comes to floods, many people don&#039;t think much about them until they happen. That&#039;s often when people find out that their home insurance doesn&#039;t cover them against floods. 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